[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.biblos.cz\/hypoteka-na-vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.biblos.cz\/hypoteka-na-vlastni-bydleni\/","headline":"Hypot\u00e9ka na vlastn\u00ed bydlen\u00ed","name":"Hypot\u00e9ka na vlastn\u00ed bydlen\u00ed","description":"J\u00e1 si vzpom\u00edn\u00e1m, kdy\u017e mi m\u016fj partner \u0159ekl, \u017ee u\u017e bys snil o vlastn\u00edm bydlen\u00ed....","datePublished":"2023-12-18","dateModified":"2023-12-18","author":{"@type":"Person","@id":"https:\/\/www.biblos.cz\/author\/#Person","name":"","url":"https:\/\/www.biblos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"biblos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.biblos.cz\/wp-content\/uploads\/wallet-946930_1280.jpg","url":"https:\/\/www.biblos.cz\/wp-content\/uploads\/wallet-946930_1280.jpg","height":0,"width":0},"url":"https:\/\/www.biblos.cz\/hypoteka-na-vlastni-bydleni\/","wordCount":458,"articleBody":"   J\u00e1 si vzpom\u00edn\u00e1m, kdy\u017e mi m\u016fj partner \u0159ekl, \u017ee u\u017e bys snil o vlastn\u00edm bydlen\u00ed. M\u016fj partner toti\u017e bydlel je\u0161t\u011b s rodi\u010di. Partner bylo u\u017e t\u0159icet let, ale st\u00e1le jsme bydleli je\u0161t\u011b ka\u017ed\u00fd u sv\u00fdch rodi\u010d\u016f, abych se p\u0159iznala, docela mi bylo trapn\u011b, jenom\u017ee partner st\u00e1le dokola opakoval, \u017ee je lep\u0161\u00ed takhle bydlet u rodi\u010d\u016f a \u0161et\u0159it pen\u00edze. \u017de pr\u00fd za u\u0161et\u0159en\u00e9 pen\u00edze, potom si vezmeme hypot\u00e9ku anebo si t\u0159eba koup\u00edme byt a nebo garsonku. My jsme m\u011bli na\u0161et\u0159en\u00e9 pen\u00edze, kdy dohromady by n\u00e1m to dalo na malou garsonku, ani\u017e bychom si museli br\u00e1t n\u011bjakou hypot\u00e9ku, jenom\u017ee na\u0161e rodiny n\u00e1m \u0159ekly, \u017ee garsonka se pro dva nevyplat\u00ed. Nav\u00edc, kdy\u017e pl\u00e1nujeme dv\u011b d\u011bti, \u017ee pr\u00fd bychom stejn\u011b potom garsonku museli prodat a vz\u00edt si pozd\u011bji n\u011bjakou hypot\u00e9ku. Potom mi moje maminka \u0159ekla, \u017ee bychom mohli vyzkou\u0161et se v bance zeptat na hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu https:\/\/www.hypotekybezregistru.cz\/. Byla jsem p\u0159ekvapen\u00e1, \u017ee v\u016fbec hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f existuje, tak jsem si je\u0161t\u011b maminky jednou zeptala, jak o hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f v\u016fbec v\u00ed. Jestli tu\u0161\u00ed, jestli v\u016fbec spolehliv\u00e1. A jak\u00e9 jsou spl\u00e1tky? Moje maminka mi \u0159ekla, \u017ee ona tak\u00e9 kdysi m\u011bla se sv\u00fdm partnerem, tedy s m\u00fdm otcem, hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A dokonce ti dva nebyli ani man\u017eel\u00e9, tak\u017ee jsem se dozv\u011bd\u011bla, \u017ee vlastn\u011b ani s partnerem nemus\u00edme b\u00fdt man\u017eel\u00e9 a m\u016f\u017eeme n\u011bjak\u00fd typ hypot\u00e9ky dostat.Tak jsem se zeptala maminky, kde oni m\u011bli hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Maminka mi tedy poradila jm\u00e9no banky, a tak jsem si tam s partnerem tak\u00e9 za\u0161la. Mus\u00edm uznat, \u017ee pan bank\u00e9\u0159 byl opravdu mil\u00fd a tak\u00e9 profesion\u00e1ln\u00ed. V\u0161echno n\u00e1m skv\u011ble vysv\u011btlil, a tak partner \u0159ekl, \u017ee se rozhodl, \u017ee by pro hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f rozhodn\u011b souhlasil a byl by pro. Tak jsem si \u0159ekla, \u017ee nav\u00edc j\u00e1 m\u00e1m stejn\u011b zdravotn\u00ed \u0161kolu a partner m\u00e1 vy\u0161\u0161\u00ed ekonomickou \u0161kolu. Tak jsem usoudila, \u017ee m\u016fj partner se v tom samoz\u0159ejm\u011b vyzn\u00e1. Nakonec to dopadlo v\u0161echno opravdu perfektn\u011b. Ub\u011bhly dva m\u011bs\u00edce a my u\u017e jsme si vyb\u00edrali opravdu kr\u00e1sn\u00fd byt. Je to byt o velikosti \u010dty\u0159i plus jedna. Tam se dv\u011b d\u011bti norm\u00e1ln\u011b vejdou.                                                                                                                                                                                                                                                                                                                                                                                           5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka na vlastn\u00ed bydlen\u00ed","item":"https:\/\/www.biblos.cz\/hypoteka-na-vlastni-bydleni\/#breadcrumbitem"}]}]